Pawsurance gives you peace of mind with coverage for accidents, vet visits, diagnostics, and wellness add-ons — all managed in one place.

Any vet, Anywhere
Visit any licensed veterinarian, worldwide.
Live Vet 24/7
Chat with a licensed vet via text at your convenience.
Expert Support
Petoty’s team speacialists are just a call, chat or email away.
Pets are family
High-quality, accessible pet care should be accessible to all.

Why Your PetNeed Pawsurance

Pawsurance gives you peace of mind with coverage for accidents, vet visits, diagnostics, and wellness add-ons — all managed in one place.

Rising Vet Costs

Don't let unexpected treatments delay your pet's care. With Pawsurance, you're always ready to say "yes" to what they need.

Unexpected Accidents

1 in 3 pets will need emergency treatment each year. From broken bones to poisoning, accidents happen when least expected.

Peace of Mind

Make medical decisions based on what's best for your pet, not your wallet. Focus on love, not financial stress.

Join Pawsurance Today

Pawsurance Benefits

Comprehensive coverage designed for your pet's every need.

90% Reimbursement

Get back 90% of your vet bills with our comprehensive coverage plans.

No Breed Restrictions

All breeds welcome — from Great Danes to Chihuahuas, we cover them all.

Fast Claims Processing

Submit claims via app and get reimbursed in 2–3 business days.

24/7 Vet Helpline

Free access to licensed veterinarians anytime, day or night.

Preventive Care Add-on

Optional wellness coverage for vaccines, dental cleanings, and check-ups.

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What does our Pawsurance cover?

Plans offered through Petoty Pawsurance can cover veterinary bills related to unexpected accidents or illnesses. Typically, plans cover:

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Emergency & Hospitalization
1
Surgeries
2
Veterinary Specialists
3
Hereditary Conditions
4
Chronic Specialists
5
Dental illness and injury
6
7
Prescription
8
Imaging
9
Knee Condition
10
Prosthetics & Orthopedics
11
Hip Dysplasia
12
Veterinary Exam Fees

What does our Pawsurance not cover?

Most pet insurance companies will not cover pre-existing conditions (conditions that show signs or symptoms prior to the policy effective date or during any applicable waiting periods). Luckily, pre-existing conditions do not exclude pets from pet insurance, as new illnesses and injuries can still be covered!

1
Pre-existing Conditions
2
Spaying or Neutering
3
Experimental Procedures
4
Breeding, Pregnancy
5
Cloning Procedures
6
Cosmetic Surgery
Claims Assistant
Meet Evie, she is here to walk you through the process
Explore
Wherever you roam, discover and save pet-friendly services near you
Digital records
Don’t lose track of what’s important. Vet records & more, all in one spot.
Your Pet Tag
This little tag can help reunite you, should your pet go missing.
Our Mission

Health Insurance for Dogs and Puppies


Giving your pet a great life is never a waste of money. In fact, pet parents, like you, spend an estimated $18 billion a year on veterinary expenses alone. While the amount may be shocking, the fact that we are willing to splurge to keep our pups healthy isn't surprising. After all, our dogs are family - a bond that spans the duration of our lives (and theirs). When we are faced with an expensive procedure or treatment, without a financial safety net, it can be heartbreaking.

As early as 8 weeks, you can cover your precocious pup with a puppy insurance plan through Figo. Plans cover new injuries or illness-so, if your curious pet eats a sock or has a bout of diarrhea, simply visit the veterinarian, and submit your paid vet bill for reimbursement. Puppy insurance frees you to concentrate on more important things, like puppy playtime and snuggles!

Get A Dog Pawssurance Quote
Our Vision

Health Insurance for Cats and Kittens

The total cost of cat ownership can reach over $3,000 in the first year - even without accounting for unforeseeable emergency expenses. Add in unexpected vet visits, and those costs increase. Fortunately, for a manageable monthly fee, you can purchase a cat health insurance plan and reduce worry from having to shell out exorbitant money for your cat's emergency care.

If you're the lucky owner of a kitten, you know how inquisitive they can be. Kittens may get scared and dart out of the front door; and they may unintentionally nosh on dangerous and toxic non-edible items around the house. These common kitten mishaps can lead to vet bills that aren't in the budget. It is in these instances kitten health insurance can save your pet and your bank account.

Get A Dog Pawssurance Quote
🐶 FOR DOGS & PUPPIES 🐶

Comprehensive Health Insurance for Dogs

From playful puppies to senior dogs, our insurance covers every stage of your dog's life with specialized care plans.

1
Emergency surgeries
2
Prescription medications
3
Accident coverage
4
Hereditary conditions

Special Puppy Coverage

Puppies under 6 months get additional coverage for developmental issues and early health screenings.

Starting at $15/month

Get Dog Insurance Quotes
🐱 FOR CATS & KITTENS 🐱

Specialized Health Insurance for Cats

Cats have unique health needs. Our feline-focused insurance covers everything from routine care to complex treatments.

1

Kidney disease treatment

2

Prescription medications

3

Accident coverage

4

Hereditary conditions

Kitten Wellness Package

Get comprehensive coverage for your new kitten including vaccinations, spay/neuter procedures, and first-year wellness visits. Special introductory pricing available for kittens under 6 months.

Starting at $12/month

Get Cat Insurance Quotes
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Ready to Protect Your Pet?

Join thousands of pet parents who trust Pawsurance to keep their furry family members healthy and happy.

50K+
Happy Pet Parents
$2M+
Claims Paid
4.9 ★
Customer Rating

Get your personalized quote in under 2 minutes. No commitment required.